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Financial Literacy

Read more about the article Balanced Advantage Funds for a Smoother Investment Journey
Behavioural Finance / Financial Literacy

Balanced Advantage Funds for a Smoother Investment Journey

Do you want to invest in Equity Mutual funds for higher returns but you’re uncomfortable with the volatility? Is it possible to make the investing journey smooth? You may have…

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December 8, 2019
Read more about the article Long term investing is less about higher returns and more about reducing the risk of losing money
Behavioural Finance / Financial Literacy / The SIP Advantage

Long term investing is less about higher returns and more about reducing the risk of losing money

A couple of years ago, a survey was conducted to understand investment and saving avenues preferred by households in India. No major surprise that the majority of households preferred investing…

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November 24, 2019
Read more about the article Returns bhi, Risk Free bhi: Systematic Transfer Plan
Financial Literacy / The SIP Advantage

Returns bhi, Risk Free bhi: Systematic Transfer Plan

Ranbir: Yay! I got a Diwali bonus of 10 Lakhs and I’m wondering where to invest it. I already have a lot of money in Fixed Deposits and Post Office…

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November 3, 2019
Read more about the article The Magic of SIPs
Behavioural Finance / Financial Literacy / The SIP Advantage

The Magic of SIPs

Dhanteras marks the first day of Diwali. It is one of the most auspicious times (Muhurats) to buy gold. This is when millions of Indians buy gold, either to wear…

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October 20, 2019
Read more about the article More Money, Same Problems
Behavioural Finance / Financial Literacy / The SIP Advantage

More Money, Same Problems

It is commonly believed that having more money means an improvement in one’s personal finances. This could be so IF the additional income is managed well but that is not…

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October 13, 2019
Read more about the article The Game of Repo Rates: Winter is Coming for Fixed Deposits, what should you do?
Financial Literacy / Tax Saving

The Game of Repo Rates: Winter is Coming for Fixed Deposits, what should you do?

Last week, the Reserve Bank of India cut repo rates for the fifth consecutive time: a Diwali bonanza for home, auto and other loan borrowers. But this also means that…

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October 6, 2019
Read more about the article Averages Can Be Misleading
Behavioural Finance / Financial Literacy

Averages Can Be Misleading

Can a 6 feet tall man drown in a river that is on average 4 feet deep? You are out for a trek with friends and come across a river.…

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September 29, 2019
Read more about the article Should you invest in NPS to save taxes?
Image Source: Paisa Bazaar
Financial Literacy / Retirement Planning / Tax Saving

Should you invest in NPS to save taxes?

NPS or National Pension System was started in 2004, initially for government employees only. It was opened for all in 2009. It is a social security initiative similar to 401(k)…

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September 22, 2019
Read more about the article Why Asset Allocation is so Important
Behavioural Finance / Financial Literacy

Why Asset Allocation is so Important

Imagine you have a time machine or crystal ball with which you could look into the past or future: you could make perfect predictions and invest accordingly. If it was…

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September 8, 2019
Read more about the article Enjoy Tax Exemption on your 10 lakh earnings
Financial Literacy / Tax Saving

Enjoy Tax Exemption on your 10 lakh earnings

It is said that there are only two things certain in life: Death and Taxes. Well this no longer stands true. At least in case of taxes, it is possible for someone…

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September 1, 2019
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